Congratulations! You have decided to purchase a home, or are thinking about buying one. You'll be joining the ranks of hundreds of families who realize that home ownership offers a number of benefits including building equity, saving for the future, and creating an environment for your family. When you own your own home, your hard-earned dollars contribute to your mortgage. The equity you earn is yours. Over time, your home will increase in value.
Hiring a Buyers Agent: it is just as important for the buyer to have their own advocate working in their best interest and negotiating the best deal on their behalf. Many home buyers (especially first time home buyers) don't realize the importance of a buyers agent. Some buyers even think having an agent costs them more. To the contrary, a good buyers agent earns their keep and will be with you every step of the way from the initial mortgage approval process, home search, home pricing, negotiating the offer, home inspection and closing. This is especially important at new home developments where many buyers don't think they need an agent because they are dealing with a builder. Make no mistake, the builder's representative is doing their job by getting that builder the most money for the home; they work for the builder not you. Most unrepresented home buyers can end up paying more when going it alone, not to mention trying to navigate the builders financing options or incentives which may not be much of an incentive at all.
In the following reports, you'll find the information you need to make a wise buying decision. We'll take you through the planning process step-by-step , to help you determine which home is right for you. You'll find a host of informative articles on mortgages, viewing homes, the offer, closing details and moving.
Please contact me if you have any questions about buying a home in Charlotte or elsewhere in North Carolina.