Jennifer Manchester Sells Charlotte Real Estate

Price Reduced on 5638 Anglesey Ct. in Shannamara

Jennifer Manchester — Mon, 30 Jan 2012 16:53:00 GMT

Shannamara, Matthews - Union County - Announcing a price reduction on 5638 Anglesey Ct., a 3,073 sq. ft., 4 bath, 5 bdrm 2 story "Transitional Floorplan". Now MLS® $259,900 - Short Sale Opportunity. Best deal in Shannamara, don't miss this fabulous opportunity to be in Matthews, NC premier golf and swim community at this price.

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2 Story For Sale in Shannamara

Jennifer Manchester — Wed, 09 Nov 2011 23:52:00 GMT

• 3,200 sq. ft., 4 bath, 5 bdrm 2 story "Transitional Floorplan" - MLS® $318,500 - Short Sale Opportunity

Shannamara, Matthews - Union County - 2 story brick home with walk out basement for sale in desirable Shannamara. House includes 5 bedrooms and 3 1/2 baths with the master on the main level, neutral paint, new carpet and tile installed less than 1 year ago. Beautiful mature landscaping on a private cul de sac lot with in ground irrigation.

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Price Reduced on 5638 Anglesey Ct. in Shannamara

Jennifer Manchester — Wed, 09 Nov 2011 23:52:00 GMT

Shannamara, Matthews - Union County - Announcing a price reduction on 5638 Anglesey Ct., a 3,200 sq. ft., 4 bath, 5 bdrm 2 story "Transitional Floorplan". Now MLS® $318,500 - Short Sale Opportunity.

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Open House in Sardis Forest on Sunday November 7, 2010 from 2-4 pm

Jennifer Manchester — Thu, 04 Nov 2010 18:15:00 GMT

Sardis Forest, Matthews - We invite everyone to visit our open house at 9709 Wardlow Ct. on November 7 from 2:00 AM to 4:00 AM. There will be a total of 10 open houses in the neighborhood this Sunday from 2-4 pm, stop by and check out what is available for sale in this great community.

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New Home Buyers will soon be able to choose their lender

Jennifer Manchester — Thu, 01 Jul 2010 17:36:00 GMT

For years when a new home buyer walked into a builder to purchase a new construction home, they were enticed with all sorts of goodies like a upgrades or paid closing cost etc. but there was a catch. You had to use their lender or no incentives. Many new home buyers who walked into these model homes without buyer representation could easily be taken advantage of by the builder's sales staff and get wrapped up in the emotion and excitement of the process without having all the facts.

Many new home buyers would cave in and use the builders preferred lender only to get hit up with a lot of lender junk fees and a higher interest rate. Ultimately the process made many new home buyers compare the process to going to a car lot to buy a car. The more they negotiated the price down or add-ons "given" to them by the builder, the higher the interest rate or loan origination fees which were tied to the offer. So in the end there was very little benefit if any. This was equally frustrating for many lenders who knew they were providing the better deal but lost the loan due to the enticements offered by the builder.

Well HUD (housing and urban development) is on the way to fix that. According to RESPA (real estate settlement and procedures act), builders have been manipulating new home buyers for way too long and they are going to regulate and enforce that a new home buyer can choose any lender they want and still be eligible for the builder's offered incentives. This will allow the consumer a choice in their lending options. Stay tuned for an update on when this regulation finally comes to pass.

If you would like more information on the new home buying process, please feel free to contact Jennifer Manchester at www.JenniferManchester.com

Jennifer specializes in helping people buy and sell Mint Hill, NC real estate, Matthews, NC real estate and Charlotte, NC real estate

Attention all Homebuyers: What not to do when you are trying to buy a home

Jennifer Manchester — Wed, 30 Jun 2010 17:59:00 GMT

If you are in the process of or thinking of buying a home in the near future, the rules have changed. They continue to change daily and many prospective buyers I meet are in denial or give me that deer in the headlight look when I explain the new rules of credit and what they need to do before and during the home buying process.

FNMA (Fannie Mae) is going to institute a new rule prior to FUNDING the loan....meaning when all is signed and ready for the wire to be sent to the closing attorney.........they are going to pull a new credit report. IF the scores have moved down or any new debt is discovered, the loan will NOT close. It's still up in the air how many points it moves, but we have heard even 1 point lower will kill the deal.

So if you are under contract to buy a home, please DO NOT USE REVOLVING CREDIT or open any new credit until after closing. DO NOT USE YOUR CREDIT CARDS or be tempted to go to Rooms To Go or Lowes or wherever to purchase "things" for the new house! Once Fannie does this, Freddie, FHA and VA will follow! If you are thinking of buying a home go on your "debt diet" now. That means no credit usage, like even filling up with gas....start using cash and do not use credit cards during the process.

If you would like more information on buying a home , please contact Jennifer Manchester at www.JenniferManchester.com.

Jennifer specializes in helping people buy and sell Mint Hill, NC real estate, Matthews, NC real estate and Charlotte, NC real estate

Price Reduced on 1827 Matthews Dr. in Matthews Estates

Susan Migdal — Wed, 23 Jun 2010 14:45:00 GMT

Matthews Estates, Rock Hill - Announcing a price reduction on 1827 Matthews Dr., a 2,020 sq. ft., 2 bath, 3 bdrm single story. Now MLS® $159,000 - NEW PRICE!.

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Price Reduced on 28896 Hunters LN in Running Creek Estates

Susan Migdal — Wed, 23 Jun 2010 14:43:00 GMT

Running Creek Estates, Albemarle - Announcing a price reduction on 28896 Hunters LN, a 4,027 sq. ft., 4 bath, 4 bdrm 1 1/2 story. Now MLS® $344,900 - New Price!.

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Price Reduced on 5900 Martin Lake Rd in Charlotte Eastside

Jennifer Manchester — Wed, 26 May 2010 13:28:00 GMT

Charlotte Eastside, Charlotte - Announcing a price reduction on 5900 Martin Lake Rd, a 1,739 sq. ft., 2 bath, 3 bdrm ranch. Now MLS® $154,900 - Great House, Great Price!.

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Single Story For Sale in Matthews Estates

Susan Migdal — Wed, 12 May 2010 17:07:00 GMT

Wonderful Full Brick Home

• 2,020 sq. ft., 2 bath, 3 bdrm single story - MLS® $164,900 - Reduced

Matthews Estates, Rock Hill

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1 1/2 Story For Sale in Running Creek Estates

Susan Migdal — Mon, 10 May 2010 17:23:00 GMT

Besutiful Hilltop Setting 10.49 ACRES

• 4,027 sq. ft., 4 bath, 4 bdrm 1 1/2 story - MLS® $349,900

Running Creek Estates, Albemarle - Your own private Oasis with Picturesque Hilltop views in this wonderful home sitting on just over 10 acres with wrap around porch to soak in all the views! An equestrian set up 40x60 steel barn and fenced pastures. Step into this stunning home with beautiful hardwoods floors throughout, Dramatic vaulted Great room with fireplace that has breath taking views, master on main level with master bath, tub and separate shower, double vanity and screen porch what a place to relax and soak up the view. Formal Dining room, kitchen with large open kitchen with tile counter tops, mud/laundry room with tile floors and new cabinets with a utility sink and a spacious ½ bath with pedestal sink and new toilet complete the main floor. Step out onto the wrap around porch and you will be impressed with the views from every angle. Loft opens to the Great room with 2 large bedrooms up and a hall bath. The main and upper floors have just been completely painted in neutral décor. New upstairs heat pump, new well pump, exterior of the home has just been completely pressured washed, upgraded alarm system.
The completely finished basement has a den, bedroom, bath, exercise room; walk out to the yard complete with above ground pool with deck that wraps around, arbor, outside shower, fire pit. The steel barn can make the perfect equestrian center can accommodate 6 to 7 stalls, skylights, tack room, office area, bay shower area and plumbed for a bath. Fenced pasture. Do not miss this amazing property that has so much to offer and you will not want to miss out on this one!

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Ranch For Sale in Charlotte Eastside

Jennifer Manchester — Fri, 30 Apr 2010 13:36:00 GMT

All brick ranch on large lot

• 1,739 sq. ft., 2 bath, 3 bdrm ranch - MLS® $159,900

Charlotte Eastside, Charlotte - You will love this great older home in an established neighborhood in South East Charlotte. With mature hardwoods and lots of azaleas, this beautiful all brick ranch rests on almost an acre with privacy and space to spare! This home has been well maintained and contains many recent updates such as a new roof in 2003, new gutters with gutter guards in 2003, new windows and siding in 2000, new water heater in 2006 and new HVAC in 2003 and new paint. The sellers are also providing an Old Republic Home Warranty for added piece of mind.

They don't build homes like this anymore. This 3 bedroom 2 bath all brick ranch has its original hardwoods in all rooms except the family room underneath the carpet that was installed in 2004. The original kitchen is generous sized and contains lots of storage and decorative shelving. There are custom built-ins next to the woodburning fireplace and a built in desk area in the family room. The home has a 2 car carport with storage area along with a 2 car detached all brick garage that is wired and can be used for cars, hobbies or a workshop take your pick.

If you are looking an older home on a large lot this home has it, with its large fenced back yard it sits back from the street and has great shade trees, room for a garden, a scuppernong arbor and plenty of room to roam.

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Price Reduced on 9709 Wardlow Ct. in Sardis Forest

Jennifer Manchester — Tue, 20 Apr 2010 13:24:00 GMT

Sardis Forest, Matthews - Announcing a price reduction on 9709 Wardlow Ct., a 1,953 sq. ft., 3 bath, 3 bdrm 2 story "Colonial". Now $189,900 - Great House, Great Price!.

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Open House in Sardis Forest on Saturday April 10, 1p-3p

Jennifer Manchester — Mon, 05 Apr 2010 14:26:00 GMT

Sardis Forest, Matthews - We invite everyone to visit our open house at 9709 Wardlow Ct. on April 10 from 1:00 AM to 3:00 AM.

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Short Sale - Custom home in Mint Hill

Jennifer Manchester — Mon, 22 Mar 2010 14:29:00 GMT

Custom Home

• 3,800 sq. ft., 5 bath, 4 bdrm 2 story "Basement home" - MLS® $399,000 - Short Sale

Unnamed Areas, Mint Hill - This wonderful custom home for sale in Mint Hill is the popular Fox Hall plan built by Grace Custom Homes. This stately home sits on an .88 acre private wooded lot just outside downtown Mint Hill.

This stunning home features exquisite craftsmanship and attention to detail from Mint Hill's premier custom home builder. This home includes site finished hardwoods, extensive moulding work, italian tile and granite,stainless appliances, built ins and a walk out basement that can be finished to your taste, this home has it all. This custom home is ready for you to move in with its 4 bedroom 4 1/2 bath floorplan, featuring a highly desireable master down.

The kitchen is a cook’s dream featuring professional grade stainless appliances to complement the maple 42 inch cabinets, upgraded granite and tile backsplash. You can grab a quick bite to eat or entertain in the open kitchen /breakfast area that overlooks the greatroom and private landscaped back yard.

For all you basement lovers this home has a walk out basement ready to be finished adding almost 2000 additional square feet. Basement homes are hard to come by and you won't find a better value with this desirable custom home with master down and unfinished walkout basement for sale in Mint Hill, NC.

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2 Story For Sale in Sardis Forest

Jennifer Manchester — Thu, 18 Mar 2010 01:58:00 GMT

Beautiful brick home on cul de sac

• 1,953 sq. ft., 3 bath, 3 bdrm 2 story "Colonial" - $194,900 - Great House, Great Price!

Sardis Forest, Matthews - Matthews, NC homes for sale in Sardis Forest. Sardis Forest is a popular neighborhood with beautiful tree lined streets and offers moderately sized homes from the high 100's to low to mid $200’s in one of the fastest growing areas of metro Charlotte, NC. With easy access to Hwy 74, Monroe Rd, Hwy 51 and I485 this home is just a short distance to uptown, Southpark, Ballantyne and Presbyterian Hospital.

Matthews, NC homes for sale in Sardis Forest are close to everything and features low Matthews taxes, swim club, park with play area and walking trails. With an active voluntary HOA, Sardis Forest offers Easter Egg Hunts, a 4th of July celebration and many more special events.

This beautiful 2 story brick home on a cul de sac lot features many recent updates such as: New roof in 2009, New HVAC and hot water heater in 2008, Fresh paint, new carpet and new tile in the kitchen and utility area, New kitchen appliances as well as a termite bond. This home is move in ready and the seller is offering a home warranty from Old Republic for added peace of mind.

This great home features a spacious floorplan with formals, an eat in kitchen and cozy den with fireplace. Upstairs there are three full bedrooms and 2 baths. There is also plenty of storage with generous closet space and an outdoor storage area. Come and enjoy the spacious back yard and watch the dogwoods and azaleas bloom while you sit out on the patio. You still have time to buy this home and qualify for the $8,000 first time buyer tax credit if you are eligible.

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Shortsales and Foreclosures, don't feel sorry for the crooks, I mean banks that end up with them.

Jennifer Manchester — Mon, 08 Feb 2010 14:06:00 GMT

This is an eye opening explanation of why our financial systems are as messed up as they are. The government is in bed with the big banks (as if we didn't already know). This should outrage any self respecting tax paying citizen. Pass it on.

http://www.thinkbigworksmall.com/mypage/player/tbws/23088/1386907

If you would like more information on buying shortsales and foreclosures, please contact Jennifer Manchester at www.JenniferManchester.com.

Jennifer specializes in helping people buy and sell Mint Hill, NC real estate, Matthews, NC real estate and Charlotte, NC real estate

American Idol - Real Estate Version

Jennifer Manchester — Thu, 04 Feb 2010 14:33:00 GMT

I found out a few weeks ago that I was chosen to compete in the HP/REALTOR Magazine's marketing makeover. For the next 6 weeks they will challenge me to create different marketing materials using an HP Officejet Pro and Marketsplash an on-line marketing site sponsored by HP. The competition includes 5 other agents from around the country and every week we will be given a challenge to produce various marketing materials and submit them to HP. They will then load them on the HP/REALTOR Magazine contest site and open the site up so anyone can vote for their favorite entry. A panel of judges will also vote and at the end of 6 weeks a winner will be chosen and win an HP office worth more than $4000.00

The site will be up and running later today so check back for the link and be sure to vote, for me of course.

Jennifer specializes in helping people buy and sell Mint Hill, NC real estate, Matthews, NC real estate and Charlotte, NC real estate

If you would like to learn more about homes for sale in Mint Hill, NC, homes for sale in Matthews, NC or homes for sale in Charlotte, NC please visit my website at www.JenniferManchester.com

Major Changes to FHA loan program

Jennifer Manchester — Sat, 23 Jan 2010 14:03:00 GMT

Federal Housing Administration (FHA) commissioner David Stevens on Wednesday unveiled a sweeping set of policy changes designed to address risk and strengthen the financial standing of FHA's insurance program, which guarantees FHA lenders against default-related losses.

Among the new changes announced Wednesday, FHA will increase the mortgage insurance premium by 50 bps to 2.25% - from 1.75% - effective in spring through a mortgagee letter.

FHA will also implement a new down payment system where borrowers only qualify for the 3.5% minimum down payment with a FICO score of at least 580. Borrowers with credit scores less than 580 will be required to put down at least 10%. Stevens would not comment on what percentage of FHA borrowers would fall under the latter category.

FHA will also reduce allowable seller concessions from 6% to 3% to make FHA's program consistent with the marketplace and reduce the risk of price inflation at the time of purchase.

Stevens said FHA will seek to increase its enforcement of standards on FHA lenders by first publicly reporting lender performance rankings as of February 1st. This will "hold lenders more accountable" and keep them informed of where behavioral expectations should be within their peer group.

FHA will be pursuing legislative authority to increase enforcement through additional amendment to the National Housing Act that would apply indemnification provisions to all direct-endorsement lenders and would essentially require lenders to assume liability for all loans they underwrite.

Stevens said FHA is also pursuing legislative authority that would permit it to establish separate "areas" for purposes of lender review and termination under the credit watch initiative. This initiative, he said, would let FHA withdraw originating and underwriting approval from a lender nationwide based on the performance of regional branches.

The changes reflect what Stevens stressed are the priorities at the FHA - to get the capital reserve headed back to the minimum requirement, to keep from disrupting the housing finance industry and to support under-served first time homebuyers.

This article was provided by DIANA GOLOBAY
Wednesday, January 20th, 2010

If you would like more information on the FHA loan program changes, please contact Jennifer Manchester at www.JenniferManchester.com.

Jennifer specializes in helping people buy and sell Mint Hill, NC real estate, Matthews, NC real estate and Charlotte, NC real estate

Jennifer Manchester earns GRI Designation

Jennifer Manchester — Sat, 23 Jan 2010 13:58:00 GMT

Jennifer Manchester recently earned the professional designation, "Graduate, REALTOR® Institute" (GRI), signifying mastery of an intense training program of classroom instruction.

The REALTOR® Institute is co-sponsored by the North Carolina Real Estate Educational Foundation and the North Carolina Association of REALTORS® and has been offered several times annually since 1948. It was the first of its kind in the United States and has served as a model for numerous other states.

REALTOR® Judi West CRS, GRI, ABR Mooresville, NC., President of the Foundation, noted "The REALTOR® Institute is the first level of formalized advanced education beyond licensing and provides REALTORS® and others associated with the real estate industry an opportunity to study the latest methods and proven practices for success in their business." Graduation from the program requires completion of more than ninety-hours (90) of course work and twelve (12) examinations on various aspects of the courses taken.

The GRI is a nationally recognized professional designation. The GRI curriculum and standards are governed by the National Association of REALTORS®, the nation's largest Trade Association with a membership of over One Million. On a national level only 19% of the REALTORS® hold this prestigious designation; Jennifer is one of a select group of North Carolina Real Estate Professionals who currently hold this designation.

You can contact Jennifer at JenniferManchester.com. Jennifer is a real estate broker specializing in homes for sale in Mint Hill, Matthews and Charlotte, NC.

Forbes ranks Charlotte, NC as a top market to buy a home

Jennifer Manchester — Fri, 22 Jan 2010 20:16:00 GMT

For people who want to own a home, the premium to buy—the spread between what they’d spend to rent and what they’d pay for a mortgage—is much lower than the 15-year average in many cities.

To determine what cities are smart buys, Forbes magazine computed the premium and also identified locales where economists predict home prices will go up the most over the next five years. Charlotte, NC was ranked #2 in the country as a top market to buy a home.

If this is not another incentive for first time buyer's to get into the market now, I don't know what is. With the first time buyer's tax credit expiring April 30, 2010, interest rates dipping below 5% this week and the appreciation potential, buyer's may never get this opportunity again.

If you would like more information on the current market conditions in Charlotte, NC please contact Jennifer Manchester at www.JenniferManchester.com.

Jennifer specializes in helping people buy and sell Mint Hill, NC real estate, Matthews, NC real estate and Charlotte, NC real estate

Price Reduced on 15921 Fairfield Dr. in Fairfield Plantation

Jennifer Manchester — Fri, 01 Jan 2010 17:19:00 GMT

Fairfield Plantation, Stallings - Announcing a price reduction on 15921 Fairfield Dr., a 1,900 sq. ft., 3 bath, 3 bdrm 2 story. Now MLS® $164,000 - New Price.

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Quick Facts about the extension of the home buyers tax credit 2009-2010

Jennifer Manchester — Wed, 09 Dec 2009 01:56:00 GMT

1) The credit is phased out for individuals with income above $125,000 and for joint filers with income above $225,000.

2) An $8,000 credit is available to all first-time homebuyers. The tax credit will be extended upon enactment until April 30, 2010.

3) A $6,500 credit is available to homebuyers who have been in their current residences for the last five years or more. This will go into effect on the legislation enactment date.

4) The credit is available only for the purchases of principal residences with purchase prices of $800,000 or less.

5) The legislation incorporates a proposal in the Service Members Home Ownership Tax Act of 2009. This proposal eliminates the recapture requirement for military personnel, including members of the Foreign Service and intelligence community, who were forced to sell as a result of an official extended duty of service. It allows military personnel serving outside the U.S. for at least 90 days in 2009 or 2010 one additional year to qualify for the credit.

If you would like more information on the home buyers tax credit, please contact Jennifer Manchester at www.JenniferManchester.com.

Jennifer specializes in helping people buy and sell Mint Hill, NC real estate, Matthews, NC real estate and Charlotte, NC real estate

8601 Findon Pl in Cambridge 28215 is Sold!

Jennifer Manchester — Mon, 30 Nov 2009 20:46:00 GMT

Cambridge 28215, Charlotte - The single story at 8601 Findon Pl has been sold. This is still a great time to buy with the first time home buyer tax credit extended until 4/30/2010. Please call Jennifer Manchester at 704-661-1147 if you would like to receive a list of similiar properties still available.

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First Time Home Buyer tax credit extention tentatively approved

Jennifer Manchester — Fri, 30 Oct 2009 17:47:00 GMT

Homebuyer Credit Gets New Life
Key lawmakers in the Senate have tentatively agreed to extend the existing $8,000 tax credit for first-time home buyers and also offer a new $6,500 credit for existing homeowners who have lived in their current residence for a consecutive five-year period in the past eight years.

Home buyers must be under contract by April 30, 2010, and close before July 1. House Democrats have expressed concern about the cost of the tax credit for the government, and allegations of abuse have resulted in an IRS probe of the program.

Source: Wall Street Journal, Corey Boles and John D. McKinnon (10/29/09)

If you would are a buyer or seller and would like to take advantage of this program please contact Jennifer Manchester at www.JenniferManchester.com