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For years when a new home buyer walked into a builder to purchase a new construction home, they were enticed with all sorts of goodies like a upgrades or paid closing cost etc. but there was a catch. You had to use their lender or no incentives. Many new home buyers who walked into these model homes without buyer ...
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If you are in the process of or thinking of buying a home in the near future, the rules have changed. They continue to change daily and many prospective buyers I meet are in denial or give me that deer in the headlight look when I explain the new rules of credit and what they need to do before and during the home buying ...
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This is an eye opening explanation of why our financial systems are as messed up as they are. The government is in bed with the big banks (as if we didn't already know). This should outrage any self respecting tax paying citizen. Pass it on.
http://www.thinkbigworksmall.com/mypage/player/tbws/23088/1386907 If ...
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Federal Housing Administration (FHA) commissioner David Stevens on Wednesday unveiled a sweeping set of policy changes designed to address risk and strengthen the financial standing of FHA's insurance program, which guarantees FHA lenders against default-related losses.
Among the new changes announced Wednesday, FHA will increase the ...
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For people who want to own a home, the premium to buy—the spread between what they’d spend to rent and what they’d pay for a mortgage—is much lower than the 15-year average in many cities.
To determine what cities are smart buys, Forbes magazine computed the premium and also identified locales where economists predict home ...
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1) The credit is phased out for individuals with income above $125,000 and for joint filers with income above $225,000. 2) An $8,000 credit is available to all first-time homebuyers. The tax credit will be extended upon enactment until April 30, 2010. 3) A $6,500 credit is available to homebuyers who have been in their current residences for ...
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Homebuyer Credit Gets New Life
Key lawmakers in the Senate have tentatively agreed to extend the existing $8,000 tax credit for first-time home buyers and also offer a new $6,500 credit for existing homeowners who have lived in their current residence for a consecutive five-year period in the past eight years.
Home buyers must be under contract ...
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Here’s a warning for potential borrowers: Nervous lenders have tough new rules and are paperwork crazy.
"Borrowers are going to have to prove they are the borrower they say they are," says Keith Gumbinger, vice president of HSH Associates, a mortgage-industry publisher in Pompton Plains, N.J.
Gumbinger says homebuyers should ...
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Final score: $8,000 for homebuyersFirst-time purchasers get a tax credit windfall if they buy before December.By Les Christie, CNNMoney.com staff writerFebruary 16, 2009: 5:38 PM ET
NEW YORK (CNNMoney.com) -- There's a nice windfall for some homebuyers in the economic stimulus bill awaiting President Obama's signature on Tuesday. ...
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Money Magazine offers this advice for today's Buyer: Resist trying to time the market, this is the best buyers have had it in two decades, inventories are up and mortgage rates are low. Find the right place and drive a hard bargain. With this said, in the Charlotte, NC market some neighborhoods have homes selling in hours or ...
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